Finally, lenders will require documentation to prove the items on the application. The following is a checklist of items you will need for a mortgage:
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Items Needed for the Loan Application
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Income (including overtime and bonuses, if applicable--preferably one full months paystubs for all borrowers)
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Debts (to include minimum monthly payments on these debts)
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Employment history (for a minimum of 24 months)
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The source of your down payment and closing costs
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Current rent (to include name and address of your landlord)
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Checking and savings account information (preferably the past three months statements on all accounts)
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Any bankruptcy history
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Any legal actions you are involved in
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Citizenship status (work visas, passport, etc.)
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Alimony and/or child support obligations (to include the divorce decree(s))
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Foreclosure history
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Value of stocks and bonds
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Value of life insurance
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Value of automobiles owned
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Value of other major assets
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