How realistic is it for you to buy a home today? For the experienced, qualifying for a loan is a familiar process of signing papers and verification of income. For the first time home buyer, it may seem to be an experience of excessive exposure of private information and constant questions about personal financial matters. Knowing what a lender will require when qualifying for a home loan not only informs you of the expectations from a loan officer but empowers you to analyze yourself and your financial picture before the process begins.


