Direct Phone: 770-666-7062    Main Office (770)831-0844 ext 107
About VA Homes

How To Buy a VA Home

Are you looking to buy a VA home in Atlanta and would like more information on how to buy a VA home and the process involved?

It is vital that you remember one thing while you explore the VA home buying process—VA requires that all bidders must be pre-approved to purchase the home. In other words, if you are looking to finance the property, you must make application and have a conditional loan commitment from a qualified lender.

VA homes can be a great investment for potential home owners and real estate investors.  Often times, the properties can be purchased at a significantly reduced market value.  

As a potential VA home buyer, remember the following:

  • A buyer must use the services of a VA qualified real estate broker

  • A buyer must be pre-approved for a mortgage or show evidence of adequate cash reserves to purchase the home

  • The property code will determine how a buyer may finance the property

  • VA offers "VA Vendee Financing" which is a form of seller financing

  • Buyers do not have to be veterans to qualify for VA Vendee financing

  • VA homes are sold "as-is"

  • Before making a bid on a VA home, you must provide your VA registered real estate broker with the appropriate earnest money in the form of a cashiers check or money order.  

  • The minimum earnest money deposit required is $1,000 and is non-refundable unless the buyer is unable to obtain financing.

    In the following pages, you will find all of the necessary information that you will need to purchase a VA home (homes acquired by the U.S. Department of Veterans Affairs)—ranging from the bidding process to the different types of properties. 

    To begin, select from the following:



Chafin Realty Inc
5230 Bellewood Court Suite A • Buford, GA 30518
Direct Phone: 770-666-7062 • Main Office (770)831-0844 ext 107